What are the Top Term Life Insurance Companies?

July 6, 2015
If you're in the market for a term life insurance policy you may be curious to find out which company is considered the best of the term life carrier sin the US.

Well, there's actually hundreds of life insurance company sin America which offer term life insurance.

And, there are many which are highly-rated and offer competitive prices for term life coverage.

Some of the leading providers of term life are names you may know, including Metlife, Prudential and Transamerica, among others.

In addition, some carriers are well-known for offering competitive rates including Banner Life and West Coast Life.

Each year there is a list issued by the Insurance Information Institute which identifies the best term life insurance companies that issued the most individual term life insurance policies for the previous year. 
 

Top 15 Life Insurance Companies

September 20, 2013
What are the top 15 life insurance companies in America?

Each year, the Insurance Information Institute issues a list of the largest issuers of individual term life insurance policies.

In addition, the NAIC (National Association of Insurance Commissioners) issues a list of the 15 largest writers of direct life insurance premiums. 

Included in the list of 15 largest life insurance companies are Metlife, Aflac, Prudential, Northwestern Mutual and New York Life. 

Here is the complete list of top 15 ...
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Which term life insurance company is the best?

August 6, 2013

When it comes to finding the best term life insurance company, there is no "one" best carrier for everyone.

However, there are companies which may be the best for your type of individual risk for life insurance.

This means, some are best for seniors, diabetics, families, adults, children, obese people, or any other category of risk for life insurance. But no one company is best for everyone.

Some life insurance companies offer better rates for certain risk classifications for l...


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What Is The Best Life Insurance Company?

August 5, 2013

There are many variables to be considered when choosing the best life insurance company.

And, since many life insurance companies specialize in insuring certain types of risk, there is no one single company that offers the best price and coverage for everyone - because each applicant for life insurance has their own individual risk factors, and some life insurance companies have more experience with certain classes of risk, such as, older people, those with diabetes, or smoker...


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What Is The Number 1 Life Insurance Company?

July 27, 2013
There are many heighly-rated life insurance companies in America.

When it comes to comparing the best life insurance companies you may ant to consider several factors:

1. The Size - Total Assets.

2. Total number of individual life insurance policies In Force.

3. The AM Best Financial Strength rating of the Insurer.

4. The Quality of Customer Service.

5. Any Complaints issued against the insurance company with the Department of Insurance in your State.

Among the largest and highest-rated life insuran...
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What is AM Best Rating?

May 24, 2013
What is an AM Best insurance company rating?

The financial ratings issued from AM best are their opinion based on review of the insurance company's financial statements. This opinion is an indication of the insurer's ability to meet their financial obligations, and pay their claims.

The ratings go as high as A++ (Superior) and the higher the rating, the stronger the financial stability of the insurance company.

You may want to look for a life insurance company rated as least "A" (Excellent) for...
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Top 10 Life Insurance Companies

August 26, 2012
What are the top 10 life insurance companies in America?

There are hundreds of life insurance companies in America, and each carrier is rated by independent rating agencies to determine their financial strength. The top rating agencies are AM Best Company, Moody's and Standard & Poor's.

The highest financial rating from AM best Company is "A++" Superior. Several life insurers have achieved this financial rating, but some issue more life insurance policies, and write more life insurance premium ...

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