How to Buy $10,000 Life Insurance with No Exams

April 14, 2024

Ensuring your family's future can be daunting, especially when you think about unexpected twists life might throw your way. But what if I told you that getting $10,000 of life insurance without any medical exams is simpler than you imagine?

Enter simplified issue term life insurance and guaranteed issue permanent life insurance – two options that offer financial protection and peace of mind without the hassle of medical exams.

Let's break it down. Simplified issue term life insurance provides temporary coverage without requiring a health exam. Instead, you just need to answer a few basic health questions. It's a speedy process, allowing you to secure $10,000 of coverage quickly. With a few clicks, you can apply, get a quote, and know your family's future is in good hands.

But what if you're over 45 and fretting about being declined coverage due to health issues? Guaranteed issue permanent life insurance has your back. This type of policy offers lifelong protection with guaranteed approval for folks aged 45 to 85. There's no need for medical exams or health questions – just guaranteed coverage to ease your mind and provide for your loved ones.

Applying for both types of insurance is a breeze. No delays or headaches – just a simple online or phone application, and you're on your way to being insured. It's a small step that can have a big impact on your family's future.

With $10,000 of life insurance coverage, you can ensure your final expenses are covered without burdening your loved ones. Whether it's for a casket, burial plot, flowers, or a headstone, rest assured your last wishes will be honored. And with the peace of mind that your family is protected, you can focus on cherishing the time you have with them.

So why wait? Start securing your family's future today. With simplified issue term life insurance and guaranteed issue permanent life insurance, plan ahead confidently, knowing you're investing in your family's legacy. Get a free quote, apply for coverage, and rest easy knowing you're providing for your loved ones – no medical exams required. Here's how to get $10,000 life insurance with no exams.

 

Buying $30,000 Life Insurance with No Exams

April 6, 2024

Your Lifeline: The Importance of $30,000 Life Insurance with No Medical Exam

Life's journey is full of unexpected twists and turns, and it's natural to want to shield our loved ones from any potential hardships along the way. If the thought of undergoing medical exams has deterred you from considering life insurance, don't worry – there's a solution crafted just for you: $30,000 life insurance with no medical exam required.

Imagine this scenario: you're contemplating life insurance, but the p...


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Life Insurance Policy with No Physical

June 14, 2020


Can I buy a life insurance policy without having to take a physical examination?

Yes. However, it will depend on your age and your health.

There are several insurers now offering different types of no physical exam life insurance policies.

Healthy individuals between the ages of 20 to 60 may qualify to buy no exam term life insurance policies.

While people ages 45 to 85 may purchase guaranteed approval permanent life insurance policies with no exams and no health questions asked.

Here's how to buy...


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What is ANICO?

January 6, 2015
ANICO is the American National Life Insurance Company which was established more than 100 years ago.

ANICO offers term life and whole life insurance products, as well as, final expense insurance.

One of their most popular life insurance plans is a no exam life insurance policy you can purchase online with no medical exam and if approved, you may start your life insurance coverage the same day.

No exam life insurance offers consumers a way to quickly and easily purchase their life insurance prote...
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What is Life Insurance without Physical?

October 8, 2013
Life insurance companies usually require you to take a physical exam if you want to purchase a policy.

However, if it is a small amount of life insurance under $50,000, or you are younger than age 30, you usually won't have to take a medical exam.

No physical life insurance means you may apply for and get approved for life insurance coverage and not have to take any physical exam, blood, urine or nicotine testing. You answer some questions about your health, and the insurer makes a decision abo...
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Fidelity Term Life Insurance No Medical Exam

September 16, 2013
Can I buy Fidelity life insurance without taking a medical exam?

Fidelity Life offers no exam life insurance coverage to people ages 18 to 65 who qualify for a policy. There are some health questions for you to answer, but if approved, you may start your life insurance coverage within 24 hours.

Fidelity Life was established in 1896 and is rated "A-" Excellent for financial strength by A.M. Best.

Fidelity Life offers you a quick and easy way to buy up to $499,000 of life insurance protection with...
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How Does No Medical Exam Life Insurance Work?

August 16, 2013

A no medical exam life insurance allows the applicant to qualify for life insurance coverage without having to take a medical examination. However, there are some health questions to be answered, and your approval will be based in part on your answers to the health questions.

Normally the premium for no exam life insurance is a little more because there is no Medical Exam required, which means some people may qualify who may not otherwise if a health exam was required. 

Usuall...


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How To Get Life Insurance Without A Medical Exam?

July 17, 2013
You can get life insurance without a medical exam by applying for a no exam life insurance policy online.

When applying you will be asked some health questions will will help the insurer decide if you qualify for a no exam policy.

Some carriers offer up to $350,000 of life insurance without any exam. 

You can get a free quote and apply online in minutes.

If approved, you may start your life insurance coverage the day you apply.

Although no exam life insurance plans are quicker and easier to get st...
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Grade Benefit Life Insurance?

July 10, 2013
What is graded benefit life insurance and how does it work?

Graded death benefit life insurance is a type of no exam life insurance that provides a limited amount of death benefit over the first 2-3 years you are insured by the policy.

This type of life insurance may be most common with juvenile life insurance plans and life insurance policies for seniors.

Basically, if the insured person dies within the first 2 years of being insured by the policy, the amount of the death benefit paid to the be...
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What does a life insurance urine test look for?

July 8, 2013
When you apply for life insurance coverage the insurance company may require you to take a medical exam which may include blood and urine testing.

The insurance company wants to check whether you have nicotine in your system, as well as, check for any legal or illegal substances in your system, such as, prescription drugs, marijuana, cocaine, methamphetamine, or any other illegal drugs.

Also, they are checking your urine for health issues, like high cholesterol, STD's, HIV/AIDS, diabetes, or an...
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