Is it possible to buy a term life insurance policy without taking a physical examination?

Yes, today there are several insurers offering no exam term life insurance policies.

Basically, it's term life insurance that does not require you to take any medical exam in order to qualify for and purchase your life insurance policy.
 
However, when you request your life insurance quote you will be asked some medical questions. Your answers will help the insurance company determine if you qualify for the life insurance.
 
Some life insurance carriers offer up to $250,000 or more of term life coverage without an exam. These are level term life insurance plans that provide you with an amount of life insurance that remains the same each year for the term (duration) of your term life policy, and your premiums remain the same each year, as well.

Term life insurance provides coverage for a set period of time, usually 10, 15, 20 or 30 years.

If you are approved, you may be able to start your term life insurance coverage the same day.

It's important to understand that your rate for no exam life insurance will be higher than you might pay for life insurance that dos require a physical exam.

Here's how you can learn more about term life insurance with no exam and request a free quote today.