Term Life Insurance for Parents

June 20, 2021


If you are parents in need of life insurance protection for your loved ones, you may be considering term life insurance.

Term life insurance is the most affordable type of life insurance policy available.

It provides you with a death benefit that is paid out to your beneficiary upon your passing.

With term life, you can select a duration of coverage of 10, 15, 20, 25 or 30 years, to meet your family's specific life insurance needs.

Term life offers the maximum amount of life insurance protection for any budget, since it offers rates that are much lower than rates charged for permanent life insurance plans.

Learn more about buying term life insurance for parents.

 

Buy Term Life Online Instantly

July 23, 2019
Is it possible tp purchase a term life insurance policy over the internet instantly?

Yes. In fact, several insurers now offer consumers the option to apply online for their term life insurance coverage.

One highly-rated insurer offers up to $2,000,000 of same-day life insurance protection for qualified applicants.

You can apply online for a term life policy in about 15 minutes, and find out if you qualify for coverage that day.

Also, these plans come with a free look period, usually from 10 to 30...
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Buying Life Insurance for a Healthy 30 Year Old

December 29, 2018

What is the best life insurance policy for a healthy thirty year old?

It depends on the reason you need life insurance - what is your goal you want your life insurance to accomplish?

Then, consider how long you will need your life insurance to last to accomplish that goal.

If you need life insurance to last for more than 30 years, then whole life insurance can help.

If you need life insurance to last for a duration of thirty years or less, then term life insurance is by far the most affordable pr...
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Things to Consider When Buying Life Insurance

October 23, 2016
If you're shopping for life insurance for the first time and realize you need life insurance but you have some questions, you'll want to consider the following questions:

  • What goal do you want your life insurance to accomplish?
  • How long do you need life insurance?
  • How much life insurance do you need?
  • What is your monthly budget to spend on life insurance?
  • Does your spouse or partner need life insurance?

Next, you'll want to compare life insurance carriers and pricing. When comparing rates and insur...
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Where is the Best Place to Buy Term Life Insurance?

October 21, 2013
There are many several options for buying term life insurance.

1. You could contact a local life insurance agent.

2. Call life insurance companies direct.

3. Visit a life insurance website offering instant life insurance quotes.

Some insurers even let you get free quotes and apply online for coverage.

In addition, some life insurance brokers have access to a large network of life insurance companies and offer you the option of comparing rates and applying online for your life insurance policy.

For ...
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Life Insurance for Young Parents

October 2, 2013
What is good life insurance for young parents?

If you have young children you may want to consider your long and short term needs for life insurance.

Permanent life insurance can provide for your final expenses and protect you for your entire lifetime.

However, if you need more life insurance while your family is growing, and until the kids are on their own, you may want to consider a 20 or 30 year level term life insurance policy for you and your spouse.

Level term offers the lowest rates for li...
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Life Insurance for Newlyweds

September 22, 2013
What is the best life insurance for newlyweds?

The best life insurance for newlyweds really depends on your personal situation and what you want your life insurance to accomplish.

If you both need life insurance to provide for your final expenses, funeral and burial costs, then a permanent life insurance policy may be a good idea. However, if you are young, you probably have many years to save for those expenses.

If you are young, or on a budget, or just want to get the most life insurance for y...
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Why Buy Life Insurance Now?

September 18, 2013
You may want to buy life insurance now if you have a reason for life insurance coverage, an actual need.

Many people buy life insurance now because rates increase with age, so, the sooner you lock-in your rate for life insurance, the lower the cost of your life insurance policy.

In addition, if you do have a need for life insurance, why procrastinate? Why not get the protection you need now, instead of putting your loved ones at risk, in case you die unexpectedly?

There are many reasons people c...
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Can I Buy a $10,000 Life Insurance Policy?

September 14, 2013
Yes, you may be able to purchase a $10,000 life insurance policy.

Most life insurance carriers offer a minimum amount of $25,0000 of life insurance.

However, some insurers offer smaller limits of coverage which may be even less than $10,000 of life insurance.

Usually, the lower limit life insurance plans do not require any medical exam and may ask a few health questions, if any, when you apply for your life insurance policy.

However, there may be age limits whereby you need to be age 78 or under ...
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What To Look For When Purchasing Life Insurance?

September 8, 2013

When purchasing your life insurance policy, you should make sure you are working with a reputable insurance company and a reputable insurance agent.

Make sure your life insurance agent is properly licensed.

Also, check the financial rating of the insurance company and make sure the life insurance company is rated "A" Excellent, or better, for financial strength by A.M. Best Company.

Look at guarantees and compare "apples to apples" when comparing life insurance policy pri...


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