What is an AM Best insurance company rating?

The financial ratings issued from AM best are their opinion based on review of the insurance company's financial statements. This opinion is an indication of the insurer's ability to meet their financial obligations, and pay their claims.

The ratings go as high as A++ (Superior) and the higher the rating, the stronger the financial stability of the insurance company.

You may want to look for a life insurance company rated as least "A" (Excellent) for financial strength from AM best when choosing your life insurance company.

The financial rating helps you to determine which life insurance company may still be around to pay out your death benefit in the future, when you die. That's why you are paying for your life insurance and you need to choose a financially secure life insurance carrier to make sure they will be their for your family in the future.

Here's how you can learn more about am best insurance ratings.