There are many variables to be considered when choosing the best life insurance company.

And, since many life insurance companies specialize in insuring certain types of risk, there is no one single company that offers the best price and coverage for everyone - because each applicant for life insurance has their own individual risk factors, and some life insurance companies have more experience with certain classes of risk, such as, older people, those with diabetes, or smoker...

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What is an AM Best insurance company rating?

The financial ratings issued from AM best are their opinion based on review of the insurance company's financial statements. This opinion is an indication of the insurer's ability to meet their financial obligations, and pay their claims.

The ratings go as high as A++ (Superior) and the higher the rating, the stronger the financial stability of the insurance company.

You may want to look for a life insurance company rated as least "A" (Excellent) for...
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