There are many variables to be considered when choosing the best life insurance company.

And, since many life insurance companies specialize in insuring certain types of risk, there is no one single company that offers the best price and coverage for everyone - because each applicant for life insurance has their own individual risk factors, and some life insurance companies have more experience with certain classes of risk, such as, older people, those with diabetes, or smokers, etc.

However, the financial ratings of life insurance companies can help you to determine which insurers have the highest financial strength, and ability to pay their claims.

And, you can compare life insurance rates and plans online from a network of leading life insurance companies by requesting your life insurance rate quotes online from a quote provider.

Also, each year the III.org (Insurance Information Institute) issues a list of top life insurance companies based on the number of individual life insurance policies issued the previous year.