When it comes to finding the best term life insurance company, there is no "one" best carrier for everyone.
However, there are companies which may be the best for your type of individual risk for life insurance.
This means, some are best for seniors, diabetics, families, adults, children, obese people, or any other category of risk for life insurance. But no one company is best for everyone.
Some life insurance companies offer better rates for certain risk classifications for life insurance. That's why it's important to compare rates from several leading life insurance companies before you choose the company that's right for you.
The market can be segmented into categories reflecting companies that are
recognized by best price, flexible underwriting, and clauses or conversion
provisions that rank above the rest of the life insurance market. No one term life insurance
brokerage company embodies the best in any class. There are too many variables
to consider.
But, each year, the III.org (Insurance Information Institute) issues a report listing the top 10 term life insurance companies based on the number of individual term life insurance policies sold the previous year. When comparing these leading term life carriers, make sure you review their A.M. Best Company financial strength ratings to find the most secure life insurance company for you and your family.
