Can people age 75 and over get whole life insurance coverage?

Yes, in fact, you may be able to get whole life insurance plans up to age 85 through some insurance companies.

However, most life insurance policies offered at that age are guaranteed issue, which means you cannot be turned down for coverage due to any health problems.

And, guaranteed plans do not require you to take a health exam, or answer any questions about your health.

However, these guaranteed issue whole life insurance plans usually have graded (limited) death benefits the first couple of years you are insured.

Here's how you can learn more about buying whole life insurance for 75 year olds.