There are many reasons someone may be considered a "high risk" for life insurance, which basically means you have a shorter life expectancy than the average person, and this may be due to your health, age, hobbies, occupation or lifestyle.
For instance, high risk hobbies may include sky diving, race car driving, mountain c limbing and B.A.S.E. jumping.
High risk occupations may include firemen, blasting contractors and high rise window cleaners.
If you are obese, a heavy smoker or you are over age 75 you may be considered a high risk.
The good news is there are life insurance plans available for people who are classified a high risk for life insurance.
And, even if you have been turned down for coverage you may still be able to get a guaranteed issue life insurance plan.
Here's how you can learn about high risk life insurance coverage
