There are many people who may not really need life insurance coverage.

For instance, if you have no family, and no one who relies on your for any means of financial support, you may not need life insurance.

And, if you are under age 25 you may not really have much of a need for life insurance.

Also, if you have life insurance through your employer, and you have no family, you may not need life insurance.

However, it's important to note, that your needs may change over time, and if your health changes, you may or may not be able to qualify for life insurance coverage when you need it most.

That's why it may be a good idea to sit down and consider your future goals for the next 10+ years, and determine if life insurance is a part of the financial plan that will help you to accomplish and protect your goals for the future.