Actually, there are hundreds of life insurance companies in America that offer term life insurance.
Since each insurer has their own set of guideline soft underwriting, acceptance and pricing, each insurer may be more or loess competitive when it comes to prices for certain classes of risk - such as, seniors, non-smokers, diabetics, young adults, or married couples.
In addition, there are several ways to compare insurers, including by price, total assets, total number of individual life insurance policies issued, customer satisfaction, or financial strength ratings, among others.
However, there is a
list of the top term life insurance companies that was released by the III.or (Insurance Information Institute) based on the total number of individual term life insurance policies issued.
This list includes the AM Best financial strength ratings of the insurance companies listed.
