Fidelity Life Hybrid is a type of life insurance policy that combines two types of insurance coverage: Term and Accidental Death.
You can get an instant quote and apply online for up to $1,000,000 of life insurance without any health exam required.
And, you can start your life insurance coverage within 24 to 48 hours.
Example: You purchase $900,000 of Fidelity Life Hybrid coverage with no exam.
Your coverage would consist of $300,000 of term life insurance all cause coverage, and $600,000 of accidental death insurance which covers death resulting from an accident.
You have 6 months to request and take an exam by contacting Fidelity Life. If you pass the exam, your coverage will be changed to $900,000 of term life insurance all cause coverage with no accidental death insurance, and there's no increase in premium.
However, if you don't pass the exam, you still have the original coverage you purchased at the same price you have been paying for your policy.
Learn more about
Fidelity Life Hybrid.
