Any accident that causes death would be consider accidental death.
An accident is an event which was unintended.
Whereas, life insurance covers death by old age, accident, or intentional death by suicide, if you have been insured for two or more years, one year in some states like Colorado.
Accidental death insurance covers only death resulting from an accident, and most policies require death to happen within a certain period of time of the accident, such as, 30 or 90 days, in order for the death to be covered by the policy.
Here's how you can
learn more about accidental death insurance and compare rates online.
Some insurers offer you up to $1,000,000 of accidental death insurance with no health exam required and no medical questions.
