Life insurance carrier ratings are an indication of an insurer's financial stability and the insurer's ability to meet their financial obligations which may include being able to pay the claims people make on their insurance policies with the insurance company.
There are several independent rating agencies that review the financials of insurance companies and issue financial ratings attesting to the financial strength of an insurance carrier.
Some of the leading independent rating services include A.M Best, Moody's and Standard and Poor's, among others.
The highest rating issued by A.M. Best is "A++" Superior which is given to the insurance companies that have the highest level of financial stability and financial strength.
Here is a
list of highly-rated life insurance companies and the life insurance carrier ratings.
