Is there term life insurance for people living with HIV?

Yes, people with HIV may be able to qualify for life insurance coverage.

New York Life, Mutual of Omaha, and Physician's Life may offer life insurance coverage for people who are HIV positive.

The requirements for approval and the amount of life insurance available will vary by insurance company, as each has their own set of guidelines for approval.

There are also Employer provided group life insurance plans that offer coverage to employees - you can check with your employer to see if they have a group life insurance plan available for all employees.

In addition, there are guaranteed issue life insurance policies that offer guaranteed approval for people age 45 to 85, and you cannot be turned down due to any health problems.

Here's how to get term life insurance for people with HIV.