Are there any causes of death that are excluded by a term life insurance policy?

Yes, there are several exclusions in a term life policy, included but not limited to the following:

  • Suicide if it occurs within the first two years you are insured (one year in some states).
  • Illegal Activity.
  • Dangerous Activity.
  • Act of War.
  • Aviation.
These are some of the more common types of exclusions that would be stated in an insurance contract providing term life insurance coverage.

Learn more about common term life insurance exclusions.