What are term insurance rates?

A rate for term insurance is the price you pay per $1,000 of term life insurance coverage.

Your rate is based on your personal risk factors, including but not limited to your age, gender, health, tobacco use, occupation, hobbies and driving record.

The younger and healthier you are, the lower your rate for term insurance.

You can compare term insurance rates by visiting a life insurance website, filling out a quote request form, and instantly receiving your free term life premium quotes online.