Showing Tag: " high risk life insurance" (Show all posts)

What Can I Do If I Am Turned Down For Life Insurance?

Posted by hadley hadley on Saturday, October 5, 2013, In : Life Insurance FAQ's 

The life insurance industry has several hundred life insurance companies, many of which specialize in insuring certain types of risk, including high risk applicants.

A declination from one life insurance company may not mean you will definitely be declined by another life insurance company.

After a declination for life insurance, you may still want to continue shopping for life insurance from other life insurance companies that specialize in insuring impaired risk applicant...


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Does Life Insurance Consider A Person’s BMI?

Posted by hadley hadley on Tuesday, August 20, 2013, In : Life Insurance FAQ's 

Life insurance is a mortality product based on your life expectancy - how long you are expected to live.

Many medical factors contribute to the underwriting of a life insurance policy, one of those considerations is the Body Mass Index (BMI).

Your height and weight contribute to the credits or debits assigned to this area of underwriting your health, and assessing your risk for premature death.

Additional concerns regarding a person's weight are associated diseases like obesit...


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