Life Insurance FAQ's

Showing Tag: " drug testing" (Show all posts)

What Drugs Are Tested For Life Insurance?

Posted by hadley hadley on Friday, June 13, 2014, In : Life Insurance FAQ's 

If you are buying a life insurance policy the insurance company may require that you take a medical exam. The life insurance exam is paid for by the insurance company.

The exam may take a sample of your blood and/or urine to test it for drugs. The drug testing may check for any legal and illegal drugs in your system. 

Each life insurance company may have their own set of guidelines of what to test for and what positive test results in a decline for coverage. Some of the dru...


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What drugs are in the life insurance drug test?

Posted by hadley hadley on Sunday, August 25, 2013, In : Life Insurance FAQ's 

What are the main drugs that are a part of life insurance drug testing?

Life insurance companies may test for everything. Specifically, drug testing for life insurance may include marijuana, alcohol, cocaine, methamphetamine, LSD, heroin and other opiates. This is done through testing of samples of your blood and urine specimens.

Marijuana and alcohol are insurable by lost life insurance companies - you'll just pay higher rates depending on your amount of alcohol or marijua...


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