What are the pros and cons of a term life insurance policy?
There are several advantages to term life insurance coverage, including:
Low Cost - Term life offers the highest amount of life insurance protection for your money.
Flexibility - Choose form 10, 15, 20 or 30 years of life insurance protection.
Easy-to-Understand - You have protection for the duration of your policy term. Your premiums and coverage remain level for the term of your policy.
There are also a couple drawbacks of term life insurance, including:
Limited Duration - Your coverage is not guaranteed to last your entire lifetime, so you may outlive your coverage..
No Investment - Your policy is pure protection, there is no cash value inside the policy.
Here's how you can learn more about
the pros and cons of term life insurance.