Life Insurance FAQ's

Can I Buy Term Life Insurance without Physical?

January 19, 2018

Is it possible to get insured for life insurance without taking any physical examination?

Yes, there are simplified issue term life insurance policies available for healthy people that do not require you to take any health exam. These plans are usually available for healthy individuals age 60 and under.

Some no exam term life policies offer the option of applying online and starting your life insurance coverage that very same day. And, these plans usually come with a 30 day risk-free, money-back guarantee.

You may be able to choose from $25,000 up to $1,000,000 of no exam life insurance protection, but it depends on the insurance company, your age and health.

Here's how to learn more about term life insurance without physical examinations required.

Posted by hadley hadley. Posted In : Life Insurance FAQ's

What are the Benefits of Online Life Insurance Quotes?

January 16, 2018

When it comes to shopping for affordable life insurance coverage there are several key benefits of comparing the best prices online, including:

There's no need to meet with an insurance agent
You can compare pricing any time of day or night
Compare pricing in the convenience of your home, office or anywhere you have an internet connection
No high pressure sales pitch
Compare best pricing from over 40 of the top life insurance carriers in less than 1 minute
No subjective comparisons limited to only ...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Can I Buy Funeral Insurance without a Medical Exam?

January 13, 2018

Can I buy funeral insurance without taking a medical exam?

Yes, you may be able to purchase no exam funeral insurance coverage.

It depends on your age. There are guaranteed approval funeral insurance plans available for anyone who meets the age requirements of the life insurance company offering coverage.

For example, one highly-rated life insurer offers guaranteed acceptance funeral insurance for people age 45 to 85.

With guaranteed funeral insurance you cannot be denied coverage if you meet the...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Can I Buy Term Life Insurance Now?

January 10, 2018

Is it possible to get immediate life insurance coverage without any delays or hassles?

Yes, there is an A++ rated life insurance carrier that offers same day life insurance protection.

This plan allows you to apply and purchase your life insurance policy direct online - safe and secure.

The coverage comes with a 30 day risk free money back guarantee.

You can choose from $25,000 up to $1,000,000 of quick issue life insurance.

You can apply online for your policy in about 10-15 minutes. And, you may...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Best Life Insurance for Young Parents?

January 6, 2018

What is the best type of life insurance to get for young parents?

If you are young parents you may be on a budget an din need of protection until the kids are grown and the home mortgage is paid off.

That means you likely have a need for your life insurance to last at least 20 years and you need the most protection for the lowest cost.

Term life can help because it offers you prices that are much lower compared to permanent life insurance, and you can select the duration of your policy from 10, ...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Burial Insurance for Seniors over 65?

January 3, 2018

Can senior citizens over 65 get affordable burial insurance coverage?

Yes, seniors over 65 can get guaranteed issue burial insurance policies. There's even guaranteed approval burial plans for people ages 45 to 85. That means you cannot be denied coverage if you meet the age requirements. And, you cannot be turned down due to any health problems.

You won't have to answer any questions about your health or take any health examinations.

However, with guaranteed coverage there are some limitations....
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Can I Get Life Insurance without a Medical Exam?

December 31, 2017

Yes, there are no medical exam life insurance plans available.

In fact, some insurers allow you to apply for coverage online and begin your coverage the same day.

No exam life insurance does require the applicant to be healthy and most simplified issue term life insurance plans require you to be age 60 or below.

However, there are guaranteed issue policies available for people between the ages of 45-85.

When purchasing a no exam plan make sure you consider how long the risk free money back guaran...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Burial Insurance with COPD?

December 28, 2017

Trying to find a life insurance policy may be difficult if you have COPD.

However, there are burial expense life insurance policies that offer you a quicker and easier way to get the life insurance you need without the hassles or exam requirements of a traditional life insurance policy.

People living with COPD or other serious health problems may purchase life insurance coverage with guaranteed acceptance.

That means, if you meet the age requirements you are guaranteed coverage, you cannot be ...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Can I Buy Life Insurance for My Husband?

December 23, 2017

Yes, you can buy life insurance on her husband.

If you are married, you have an insurable interest (which is required) in your husband. That means, you stand to lose out financially if your husband were to die.

Either you rely on him for financial support or you would suffer financially if he were to pass away.

You may even be able to purchase life insurance direct online for your husband with no physical exam required.

Some plans even allow you to start the life insurance coverage immediately, ...
Continue reading...

Posted by hadley hadley. Posted In : Life Insurance FAQ's

Pros and Cons of Term Life Insurance

December 18, 2017

What are the pros and cons of a term life insurance policy?

There are several advantages to term life insurance coverage, including:

Low Cost - Term life offers the highest amount of life insurance protection for your money.

Flexibility - Choose form 10, 15, 20 or 30 years of life insurance protection.

Easy-to-Understand - You have protection for the duration of your policy term. Your premiums and coverage remain level for the term of your policy.

There are also a couple drawbacks of term life in...
Continue reading...

Tags

Categories

Recent Posts

Blog Archive