Life Insurance FAQ's

Is there guaranteed issue life insurance available for senior citizens?

Yes, in fact, one highly-rated insurance carrier offers life insurance with guaranteed approval for people ages 45 to 85.

Guaranteed issue plans offer guaranteed approval if you meet the age requirements for acceptance.

So, even if you have health problems, or you have been declined for coverage by other insurers, you can still get insured.

Here's how to buy guaranteed acceptance life insurance for senior citizens.

Yes, it's possible to buy a term life policy without having to take any physical exams.

However, these no exam policies are usually available to healthy individuals between the ages of 20 to 60.

The cost of coverage and the maximum amount of insurance available will vary by insurer, and depend on your age, gender and health, among other things.

Some no exam term policies offer instant coverage, which means you may apply for a policy online and start your life insurance protection immediately upo...

Can I get term life insurance coverage in New York?

It's quick and easy to compare free term life insurance quotes online by visiting a life insurance website and filling out a short quote request form.

It only takes a minute to request your free quotes, and once completed, you instantly receive your quotes for life insurance in New York.

There are several highly-rated life insurance carriers offering coverage on New York, including New York Life, Prudential, MetLife and John Hancock, among othe...

How can I compare life insurance rates in New York?

If you're looking for affordable New York life insurance policies, you can request and compare rates online from multiple carriers by visiting a life insurance website and filling out a quote request form.

It only takes a minute to request your free rate quotes for life insurance online.

Once you have completed the quote request form, you instantly receive the lowest prices from several of the leading life insurance carriers.

There's no delay an...

If you're shopping for life insurance without any exams, you may be wondering how much it would cost for a policy.

The premium charged for coverage will depend on the type and amount of no exam life insurance you buy.

In addition, your personal risks factors will impact pricing of your policy, including your age, gender, health, lifestyle, tobacco use, occupation, hobbies, etc.

The younger and healthier you are when you purchase your policy, the lower your cost of coverage.

Learn more about the c...

How can I get a life insurance quote online if I live in the state of New York?

It's quick and easy to compare free life insurance rate quotes online by visiting a life insurance website and filling out a short quote request form.

It only takes a minute to request your free quotes, and once completed, you instantly receive your quotes for life insurance in New York.

There are several highly-rated life insurance carriers offering coverage on New York, including New York Life, MetLife, Prudential,...

Are you shopping for life insurance and live in New York state?

If so, there are several highly-rated life insurance carriers you may choose from in order to purchase your life insurance.

Although New York has a highly-regulated life insurance market, there are several life insurers that offer affordable protection.

Included among the list of life insurers in New York are such well-known insurers as New York Life, John Hancock and Allstate, among others.

Here is a list of Life Insurance Companies...

Can people over 80 years old get death insurance coverage?

Yes, there are life insurance policies available to insure people over 80 years old.

These senior life insurance plans are available for people ages 45 to 85 and offer Guaranteed Approval with no health exam required and not health questions asked.

You may choose up to $25,000 of life insurance coverage, and request a free quote online for your policy.

Even people with health issues can get insured. 

Here's how to get death insurance for s...

If you're shopping for a term life insurance policy you may be wondering if you qualify based on your age.

There are certain age limits on term insurance plans which limit the length (duration) of coverage you may qualify to buy based on your age.

For example, while a 50 year old may be able to buy a 25 or 30 year term life plan, a 75 year old may be limited to 10 years of term life coverage.

Learn more about the age limits for term insurance policies.