Life Insurance FAQ's

Can elderly people over 80 years old get burial insurance?

Yes, there is a highly-rated life insurance company that offers guaranteed issue burial insurance plans for people between the ages of 45 up to 85.

You can request a free burial insurance quote online today.

You may choose from $3,000 up to $25,000 of coverage. There are no exams or health questions asked.

Here's how to get burial insurance quotes for seniors over 80 years old.

Can I buy burial insurance for my mother?

Yes, an adult child has an Insurable Interest on his/her mother and would be able to purchase burial life insurance coverage on her.

Many plans are available without any exams or health questions asked.

You can request a free burial insurance quote online and apply for coverage on your mother.

Here's how to buy a burial insurance policy for your mother.

Whether or not life insurance is right for you will depend on your specific situation.

If you are married, engaged, have a child, own a home, or have anyone who relies on you for financial support, you may need life insurance to help replace your income for the ones you leave behind who rely on you.

Many people wait until a major life event to get life insurance - death of a family member, wedding, birth of a child, or buying a new home.

However, if you are planning for your future, now may be t...

If you're considering life insurance you may be wondering what are some common reasons people purchase a life insurance plan?

Actually, life insurance can do more than you might expect.

Many people buy life insurance to provide funds for their final expenses, or to replace their income for their family.

In addition, life insurance death benefits can help to pay off the mortgage, pay for your child's college education, pay off debt, provide for your family's living expenses, fund your wife's reti...

If you're looking to purchase burial insurance to cover the cost of your final expenses, you'll want to consider how much insurance you need.

Today, the average burial and funeral costs are around $8,500 in the US.

This total may include common expenses related to a burial including the cost of burial, burial casket, funeral, headstone, hearse, embalming, flowers, memorial service, etc.

Several insurers now offer up to $20,000 or more of burial insurance to cover your final expenses.

These plans ...

Yes, if you are married, you may purchase life insurance on your wife.

Married couples have an Insurable Interest in one another.

Insurable Interest is required if you wish to insure someone else.

Many husbands buy life insurance policies on their wives to replace their income, or to cover the cost to hire someone to perform all of the work a wife may do for her family.

Learn more about buying life insurance on your wife.

Can I buy life insurance without exams for my parents?

Yes. There are no exam life insurance policies available for adults, which adult children may purchase for their parents.

Many adult children buy life insurance for their parents to cover final expense costs, or provide for the future of their children or grandchildren.

There are guaranteed issue no exam life insurance policies available for people ages 45 to 85.

So, even if your parents have health problems, or they have been denied life ins...

What are the best insurance companies offering funeral insurance?

When out comes to funeral insurance, there are several highly-rated insurers offering plans, including United of Omaha, MetLife, Colonial Penn, AIG, Fidelity Life, and Gerber, among others.

Keep in mind, many of these plans offer guaranteed approval for anyone who meets the age requirements.

However death benefits may be limited the first 2 years you are insured.

Learn more about comparing funeral insurance companies online.