Life Insurance FAQ's

Today we are living through a very unique point in history, having experienced the only pandemic of the past 100 hundred years.

With so much uncertainty about the future, many of us are considering what that future holds for us and our families.

That's why many people are choosing to purchase life insurance to provide financial protection for the future of our loved ones.

But, does life insurance cover death resulting from COVID-19?

It's an important question to consider before buying life insur...

Is there funeral expenses insurance available for people over eighty years old?

Yes. In fact, there are guaranteed issue permanent life insurance policies available that can provide the funds needed to pay for your final expenses, including the cost of your funeral and burial expenses.

Guaranteed approval means you cannot be turned down for coverage if you meet the age requirements for approval.

For example, one highly-rated insurer offers guaranteed issue funeral insurance plans for people betw...

The cheapest type of life insurance you can buy is term life insurance.

Term life is the lowest priced type of life insurance because it is temporary coverage and provides a death benefit, but there is no cash value that builds up inside the policy.

It is not an investment, it is pure protection.

In addition, you may outlive the duration of your term life insurance, which means there would be no payout of any benefits.

Term life offers coverage lasting up to 30 years, depending on your specific n...

Is it possible for someone to apply online and start their no exam life insurance policy today?

Yes. If you qualify for coverage you may start your life insurance today without having to take any health exams.

In fact, several insurers now offer quick issue no exam life insurance plans.

However, most of these plans are for healthy individuals between the ages of 20 to 60.

You can request a free quote, apply online and start your life insurance right away, if you qualify for coverage.

One highly-ra...

Is it possible for someone to apply online and start their no exam life insurance policy today?

Yes. If you qualify for coverage you may start your life insurance today without having to take any health exams.

In fact, several insurers now offer quick issue no exam life insurance plans.

However, most of these plans are for healthy individuals between the ages of 20 to 60.

You can request a free quote, apply online and start your life insurance right away, if you qualify for coverage.

One highly-ra...

Is there burial insurance available in Texas for senior citizens?

Yes, in fact, several insurers offer burial expense insurance plans in the State of Texas, including United of Omaha, Colonial Penn, AARP/NewYork Life, MetLife and AIG, among others.

There are guaranteed issue life insurance plans available for seniors age 45 to 85 that offer up to $25,000 of insurance coverage with guaranteed approval, regardless of your health.

Here's how to get burial insurance for seniors in Texas.

1. If you have a need for life insurance to last for a period of 30 year or less, then term life is good.
2. If you need the most life insurance at the lowest cost, you may want to consider term insurance.
3. If you have a family and are on a budget, then term life may be right for you.
   

Is there final expense insurance available to pay for the cost of cremation?

Yes. In fact, several insurers now offer small life insurance policies with coverage amounts ranging from $3,000 up to $20,000 or more to help cover the cost of your final expenses.

These plans usually offer guaranteed approval for seniors which means you cannot be turned down for coverage if you meet the age requirements for approval.

And, there's no health exam required and no health questions asked.

If you don't have ...

How can I find low cost life insurance to cover my final expenses

You can visit a life insurance website that offers free quotes on final expense insurance plans.

There are several insurers that now offer small life insurance policies for seniors to help pay for their final expenses, including the cost of a burial and funeral.

For example, United of Omaha offers coverage starting at just $8.80 per month for guaranteed issue final expense life insurance plans for people between the ages of 45 to ...