Life Insurance FAQ's

Can I buy short term life insurance online?

Yes. There are many insurers that now offer the option for consumers to purchase their coverage online direct from the insurance carrier.

Short term life insurance offers you the option to choose coverage lasting for a duration of 5, 10, 15, 20, 25 or 30 years of protection.

And, you may apply on-line and begin your short-term policy today, if you qualify for no exam term life coverage.

Here's how to buy short term life insurance coverage.

Can I buy life insurance for my parents?

Yes. if you are an adult, you may purchase life insurance on your parent or parents.

Many adult children choose to purchase life insurance on their parents so there are funds available to pay for the final expenses for their parents.

And, even if your parents have pre-existing health issues, they can get insured with guaranteed issue life insurance coverage.

You can purchase life insurance on your parents, pay the premiums, and name yourself as the benefic...

What is the best term life insurance plan to buy?

It really depends on your situation and insurance needs.

However, Level Term life insurance is by far the most popular type of term insurance plan purchased by consumers today.

Level Term offers you affordable pricing on coverage that lasts for up to 30 years.

With Level Term, your premiums are guaranteed never to increase during the life of your policy, and your coverage amount is guaranteed never to decrease during the life of your plan.

Here's h...

If you're considering the purchase of term life insurance, then deciding how long you need your term policy to last is one of the most important questions to consider before selecting a policy.

Make sure you figure out your longest financial obligation you want to protect with your life insurance, and then choose a policy duration (term) that helps you accomplish that goal.

Learn more about how long your term life insurance should last.

How to find the most affordable quotes for life insurance?

If you want to get the best pricing on your life insurance you'll want to compare free, instant term life insurance quotes online from several of the leading life insurance carriers in America.

You can do this by visiting a life insurance website and filling out a Quote Request Form.

Most life insurance websites offer free quotes on life insurance.

By comparing prices for term life insurance, you can quickly and easily fond the most affor...

Does any life insurance plan offer instant approval?

Yes, there are several insurers offering term life insurance policies with instant approval.

However, the time for approval to get insured can vary by insurer from as little as 15 minutes after completing your online application to as long as 24-48 hours.

Usually, anyone who is healthy and between the ages of 20 to 60 may qualify for a quick approval term life plan.

Here's how to get instant life insurance approval today.

Term life insurance is a type of life insurance plan that provides temporary coverage lasting for a specific number of years, usually up to 30 years.

Many insurers offer term life options of 10, 15, 20, 25 or 30 years of protection.

The longer your policy term (duration), the higher your cost of coverage.

Term life insurance offers death benefit only coverage, which means there is no cash value or investment feature of the policy, only life insurance death benefits.

It's the cheapest type of life...

Is there burial expense insurance available for senior citizens?

Yes. In fact, several insurers even offer guaranteed issue life insurance plans to cover burial expenses for seniors.

One highly-rated insurer offers up to $25,000 of burial expense life insurance coverage with guaranteed acceptance for anyone between the ages for 45 to 85.

With guaranteed approval plans you won't have to take an exam or answer any questions about your health.

Your approval for a policy is guaranteed, as long as you...

If you're shopping for life insurance you may be wondering about the differences between accidental death insurance and term life insurance.

Accidental death life insurance plans provide a death benefit if the insured person dies as a result of an accident without a specific timeframe of the accident.

Whereas, term life insurance pays out a death benefit if the insured person dies during the term (duration) of the policy, and if the death occurs as a result of natural causes, illness or an acci...