Is there life insurance that does not require a medical exam?

Yes, there are no medical exam life insurance plans.

Who offers no exam life insurance?

Several highly-rated life insurance carriers offer no exam life insurance including United of Omaha, National Life Group, and Met Life, among others.

How does it work?

There are two basic types of no exam life insurance: Simplified Term Life with No Exam and Guaranteed Issue Life Insurance.

Simplified issue term life offers coverage for a period of 10, 15, 20 or 30 years without any health exam required. You can get an instant quote and apply online for your coverage. If approved, you can start your life insurance the same day.

Guaranteed Issue Life Insurance offers up to $25,000 of life insurance for people age 45 to 85. There's no health exam and no health questions asked. You cannot be turned down due to any health problems.

Here's how you can compare life insurance without medical exams.