Are there life insurance plans available with immediate coverage, where you don't have to wait until you have full coverage?
Yes, there are instant coverage life insurance plans.
In fact, some no exam life insurance policies offer you instant coverage life insurance the same day you apply online, if you qualify for a policy. You acceptance is based on your answers to the health questions asked.
Other plans may require you to take a medical exam and wait up to several weeks before you have your full life insurance coverage.
In addition, there are graded benefit life insurance policies that offer guaranteed acceptance, with no health questions and no health exam required. But, with graded benefits you do not have full coverage until you have been insured for 2 years.
Here's how to
get life insurance without a waiting period.
