Is there life insurance I can buy without any waiting period?
Yes, there are life insurance plans available that offer immediate life insurance coverage with no waiting and no delays.
However, it does depend on the insurance company and your own personal risk faces; such as, your age and health.
Usually, instant coverage life insurance offers lower limits of life insurance and higher rates than are standard for fully underwritten life insurance requiring you to take a medical exam.
For instance, there is a life insurance company that offers up to $30,000 of immediate life insurance with no exam, just a few health questions, for people ages 78 and under.
Also, there is a life insurance carrier that offers up to $350,000 of life insurance with immediate coverage for people age 60 and under, if you qualify. There's no medical exam but there are some health questions.
Other no exam life insurance plans that are called "graded benefit" offer full coverage after you have been insured for at least 2 years. That is what is referred to as the waiting period.
Learn how you may
purchase instant coverage life insurance online today without any health exam required.
