Is there life insurance available without any health screening?

There's a couple types of life insurance plans available without an exam required.

First, there's simplified issue term life insurance that requires no health examination, but there are a few health questions for you to answer. These plans usually offer up to $250,000 (or more) of term life insurance for a period of 10, 15, 20 or 30 years.

Then, there's guaranteed approved life insurance that usually offers up to $25,000 of permanent life insurance for people age 45 to 85. With guaranteed approval life insurance you cannot be turned down for a policy due to any health problems.

And, you can buy more than one life insurance policy without any health exams, so you could get more coverage by applying to more than one life insurance company.

Here's how to get life insurance with no health screen.