If you have Hepatitis C you may have more than one option for purchasing a life insurance plan.
In fact, you can try a fully underwritten life insurance policy that requires a medical exam.
However, in addition, you may want to consider simplified issue life insurance plans with no exam but some health questions, or you could try a guaranteed issue life insurance plan.
Whether or not you qualify for any of these plans may depend on your health, and whether you have liver damage.
If
you have had successful treatment that has shown eradication of the Hep C a
year after your treatment ends, you will get the lowest rates.Some
genotypes of hepatitis C, or failed treatment, or high lab results, may make it
necessary to go with a simplified issue life insurance plan or guaranteed issue life insurance.
Hepatitis C is a
complicated disease and you may want to consider using a life insurance agency that specializes in
insurance for persons with Hep C to help save you time and money.
