Can people with health problems get insured for life insurance?

Yes, you may be able to purchase life insurance if you have health problems.

There are a few ways to find life insurance with health issues.

You could look for a life insurance broker in your area who specializes in life insurance for high risk people. That broker would have access to life insurers who insure people with health issues.

Or, you could contact the insurance company you have your home and auto insurance with and ask if they would insure you for life insurance.

Another option is a life insurance company that offers "guaranteed approval" life insurance. This means that you cannot be turned down for a policy. 

However, guaranteed plans usually have graded benefits the first two years you are insured. So, you won't have full coverage until after two years of being insured with the company.

Guaranteed policies may offer up to $25,000 of life insurance with no health exams and no health questions asked.

Here's how you can learn more about guaranteed life insurance for people with health problems