If you're shopping for life insurance you may want to consider these tips to help you save some money when purchasing life insurance:

1. Compare rates for life insurance from multiple insurers since rates can vary widely among companies.

2. Consider term life insurance instead of whole life insurance since term life costs a lot less for up to 30 years of life insurance protection.

3. Choose annual premium payments instead of monthly premiums.

4. Buy life insurance more than 6 months before your next birthday to lock in a lower rate.

5. Quit smoking - smokers pay up to 2-3 times more for the same amount of life insurance as non-smokers.

To learn more good tips for saving money on life insurance please read this article on How to Save Money on Your Life Insurance Policy.