How can I get cheap term life insurance coverage?

To start, term insurance is cheaper than any other type of life insurance.

There are ways to lower the cost of your term life policy, including:

  • Get healthy and lower your weight
  • Quit smoking
  • Compare pricing among several insurers
  • Pay premiums annually instead of monthly
  • Don't buy more life insurance than you need
  • Purchase coverage sooner rather than later to lock-in the lowest rate

Here's some more tips for finding term insurance cheap.