The cost of an average life insurance policy relies on severe key factors that impact a life insurance policy premium.

Some of those factors affecting premiums include the type and amount of life insurance.

In addition, your own personal risk factors impact premiums for life insurance including your age, gender, health, lifestyle, occupation, hobbies, driving record, height-to-weight ratio, etc.

Basically, the longer you are expected to live, the lower your premiums. And, the higher the amount of life insurance coverage you buy, the higher your premiums.

One way to find the average life insurance cost for you is to compare multiple life insurance rates and plans among several life insurance carriers.

Here's an article that explains more about the average life insurance premiums and how they work.