When you apply for life insurance you answer some questions about your health and personal risk factor, such as, if you smoke, your height to weight ratio, and your driving record, among other things.
These risk factors impact your acceptance and rate for life insurance.
The insurance company wants to determine what kind of risk you present for life insurance - they do this by reviewing your risk factors and how these will impact your longevity - how long you are expected to live.
If you have a poor driving record with 2 or more DUI's in the last 5 years you are a high risk for life insurance because you have a greater chance of dying sooner rather than later, compared to the average person, because you do not have a good driving record.
If you have no accidents and no DUI's in the last 5 years, you will likely qualify for a much better rate on your life insurance policy compared to someone with a poor driving record.
The booth line is that your driving record does impact your rate for life insurance, that's one more good reason to slow down, and drive safely.
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compare free life insurance quotes online now from several leading life insurance carriers to help you find affordable protection for your family.
