Is there life insurance available for seniors with guaranteed approval?Yes, some insurers do offer guaranteed issue life insurance for people ages 45-75, 40-80 or even 45-85, depending on the insurance company.
Guaranteed issue means you cannot be declined for coverage due to a health condition.
And, there's no health exam required to get insured. In addition, there may be no health questions asked.
However, there are usually limited death benefits (graded benefits) the first two years you are insured.
Some plans offer up to $25,000 of guaranteed coverage; however, you may be able to purchase a policy from more than one life insurance carrier if you need more insurance.
Learn more about how to get
guaranteed life insurance for seniors.
