If you're a smoker shopping for life insurance you may have a few questions about life insurance for smokers.

Here's some of the most common questions consumers have about smoker's life insurance coverage.

  • Do insurance companies test you for smoking?
  • How do they test smokers for life insurance?
  • Can I get life insurance without taking a smokers test?
  • What if I tell the insurer I donut smoke when I actually am a smoker?

Here are answers to commonly asked questions about smoker life insurance to help you better understand how it works and what you should know before buying your life insurance policy.