Yes,
you can almost always get life insurance while having lupus.
If your lupus is
severe enough to cause kidney damage, anemia, pleurisy, pericarditis, or brain
dysfunction, you will most likely need to take a simplified or guaranteed issue life insurance policy.
A guaranteed issue life insurance plan has a graded death benefit which means you need to be insured for at least 2 years before you have full coverage under your life insurance policy.
If it is mild, you can get medically underwritten life insurance at
reasonable rates but you jay want to speak with a life insurance broker that specializes in placing high risk life insurance plans for people with medical conditions.
