If you have COPD it is highly unlikely you will be able to qualify for life insurance coverage.
However, it will depend on your personal health
history provided through a pre-screening process that would tell you what to
expect for a rate classification on your life insurance policy, if qualified.
It is unlikely a person would be considered a
standard risk with COPD, but that person may get a table offer from a carrier
at a much higher rate than standard, depending on your health, age, and the insurance company underwriting guidelines for COPD.
In addition, if you are turned down for life insurance, there are guaranteed acceptance life insurance plans available at high rates, and low limits of life insurance coverage.
