Yes, there are insurers that offer instant issue term life insurance plans.

In fact, one "A++" rated life insurance carrier offers up to $1,000,000 of affordable term life insurance protection you may apply for and purchase completely online, and if you qualify, you can start your life insurance coverage immediately.

Remember, term life is temporary coverage which means you may choose life insurance for a duration from 10 to 30 years. Some instant term life policies offer coverage for a period of 10, 15, 20 or 30 years.

Also, there will be some health questions you will need to answer to assist the insurer in determining if you qualify for the instant life insurance plan.

Your policy will come with a money back guarantee (usually up to 30 days), so there is no risk should you decide to purchase a plan.

Here's how to learn more about term life insurance instant issue policies.