Yes, there are no medical exam life insurance plans available.

In fact, some insurers allow you to apply for coverage online and begin your coverage the same day.

No exam life insurance does require the applicant to be healthy and most simplified issue term life insurance plans require you to be age 60 or below.

However, there are guaranteed issue policies available for people between the ages of 45-85.

When purchasing a no exam plan make sure you consider how long the risk free money back guarantee lasts, when you have full coverage, how long your policy is guaranteed to last, how long your premium is guaranteed to remain the same, and the financial strength rating of the insurance company.

Learn more about whether or not you can get life insurance without a medical exam.