I am a card-holding medical marijuana user living in Colorado. Will a life insurance company decline coverage or raise my rates because of the marijuana usage?

Yes, you can qualify to buy a life insurance policy if you use medical marijuana and you live in the state of Colorado.

If you are purchasing a medically underwritten policy that requires a medical examination and a review of your medical records, the reason for needing the medical marijuana will enter into your rating and the price you will pay for your life insurance coverage.

You will also most likely be charged smoker rates rather than non-smoker, unless you use the marijuana infrequently.

Here's how you can learn more about life insurance for medical marijuana smokers.