Yes,
you can get life insurance even if you have ulcerative colitis.
If you want more than $25,000 of life insurance coverage, the insurance company will most likely require your medical
records. The life insurance company will check to see if your ulcerative colitis condition is stable and mild to
moderate, which should qualify you for a life insurance policy.
However, any recent
flare ups, surgeries, certain prescriptions, or complications such as liver
disease, could cause you to be postponed or declined for a traditional life insurance policy.
But, there are simplified or guaranteed issue life insurance policies that most people
with ulcerative colitis can purchase. The amount of life insurance available may be limited, but there is no health exam, and the rates are higher than standard life insurance policies.
Check to see of there is full coverage immediately, or f there is a 2 year waiting period for full life insurance coverage.
