Yes, there are insurance carriers that offer consumers the option to purchase their life insurance policies direct online.

However, your approval for coverage will depend on your age, health, and the insurer's guidelines for acceptance to get insured.

There are several different types of life insurance plans you may be able to purchase online, including simplified issue life insurance, no exam term life insurance, and guaranteed acceptance life insurance.

Term life insurance may offer higher limits of coverage for people ages 65 and under, while permanent life insurance may offer lower limits of coverage, but guaranteed approval for people ages 45 to 85, depending on the insurance company.

Here's how to learn more about buying life insurance online.