There are many different types of life insurance and applicants applying for life insurance coverage.

But whether or not you are insurable, or considered uninsurable, is determined by the insurance company you apply to for coverage.

Your insurability will depend on your risk factors, such as, your health, age, gender, family health history, occupation, hobbies, if you smoke or not, height-to-weight ratio, driving record, lifestyle, use of legal or illegal drugs, your credit history, etc.

All of ...
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