I am a 60 year old healthy woman. I am a Non smoker and non drinker.

I was recently refused a life insurance policy. I have allergies, and asthma. Where can I get life insurance?

If you have been denied life insurance, you may have other health issues you are not aware of at this time. You can contact the life insurance company that denied you coverage and ask why you were declined, what specific reason(s).

However, even though you were denied life insurance, you may still be able to qualify for a life insurance policy.

There are guaranteed life insurance plans that offer a limited amount of life insurance at higher than standard rates, and there is no medical exam required to qualify.

Some insurers offering these no exam life insurance plans may include Globe Life, Colonial penn, Mutual of Omaha, and AARP/NewYork life, among others.

When requesting your free life insurance quote from these carriers make sure you review the coverage offered and find out how long your rate is guaranteed to remain the same, how long you have coverage, and how much life insurance you are offered, for what period of time. And, will the amount of life insurance ever decline in the future.

Also, find out if you need to be insured for 2 years before you have full coverage. Finally, ask if the life insurance protection starts immediately, or if there is a waiting period.

Learn more about guaranteed life insurance with no exam required.