"Level" of life insurance usually refers to a guaranteed level premium, or guaranteed level face amount of life insurance protection provided by a life insurance policy.

This means that the premium or face amount will stay the same (level) for a set period of time, for instance, 10, 15, 20 or 30 years.

You may want to consider getting a level premium and level amount of life insurance protection for as long as possible.

Level term life insurance for a term of 30 years may offer reasonably priced level premium life insurance rates for younger to middle aged people.

In addition, "level" of life insurance may refer to how much life insurance a person needs. In the past, life insurance agents might recommend a person buy 7-10 times their annual income in life insurance to help replace their income for their family if they should pass away.

But, now there are easy-to-use life insurance needs calculators that can help you instantly find an accurate estimate of your specific life insurance needs based on your own personal financial situation and life insurance goals.

To use a life insurance needs calculator you just answer some basic questions and the calculator instantly gives you an accurate estimate of your personalized life insurance needs.