"Level" of life insurance usually refers to a guaranteed level premium, or guaranteed level face amount of life insurance protection provided by a life insurance policy.

This means that the premium or face amount will stay the same (level) for a set period of time, for instance, 10, 15, 20 or 30 years.

You may want to consider getting a level premium and level amount of life insurance protection for as long as possible.

Level term life insurance for a term of 30 years may offe...

The amount of life insurance you may need will depend on your financial situation and what your goals are for your life insurance - what you want your life insurance to accomplish.

If your present liabilities and future financial obligations are temporary - for 30 years or less, then term life insurance is a consideration.

To determine the amount of life insurance coverage that's right for you, you need to total your debts, your future financial obligations and your earning ab...