The
rate for smokers life insurance coverage is about three times that of life insurance for non-smokers.
If you are getting No Exam life insurance insurance, the rates for a smoker and nonsmoker are not as far apart as that,
but those rates usually start out higher for non smokers than with an exam.
If
there is a health problem which cigarettes compound the
seriousness of the disease, the life insurance rates for a smoker can be even higher.
The good news is that if you quit ...
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